Home > Text Message Policy

Text Message Policy

Elite Personal Loans

Last Updated: March 2026

Elite Personal Loans operates a text messaging program designed to keep you informed throughout the lending process. This policy explains the program, how to participate, and your options.

PROGRAM OVERVIEW

We may send SMS and MMS messages to the mobile number you provide. These messages typically relate to the status of your loan application, updates to your account, payment notifications, and other service-related communications. Message frequency depends on your individual account activity and may vary.

HOW TO OPT IN

You enroll in this program by supplying your mobile phone number and indicating your consent during the loan application process. Alternatively, you may opt in by sending a written request to legal@elite-personalloans.com. By opting in, you confirm that you are the account holder or an authorized user of the mobile device associated with the number provided, and that you are at least 18 years of age.

HOW TO OPT OUT

If you no longer wish to receive text messages, send an email to legal@elite-personalloans.com requesting removal from the program. Upon processing your request, we will send a confirmation email. No further text messages will be delivered after the opt-out takes effect.

PROGRAM SUPPORT

For questions or assistance regarding this text messaging program, contact legal@elite-personalloans.com.

CHARGES AND DATA RATES

Elite Personal Loans does not charge you for text messages sent through this program. However, your wireless carrier may impose standard messaging and data fees. You are solely responsible for any charges assessed by your carrier. We recommend reviewing your mobile plan for applicable rates.

PRIVACY AND MESSAGE SECURITY

Text messages delivered to your device may be visible to anyone who has access to your phone. It is your responsibility to take appropriate precautions to secure your device and the information displayed on its screen. For a complete description of how we handle your personal data, please review our Privacy Policy at elite-personalloans.com/privacy-policy.

MODIFICATIONS TO THIS POLICY

Elite Personal Loans reserves the right to modify or discontinue this text messaging program at any time without advance notice. Updated terms will be posted on our website. Your continued participation in the program after changes are published constitutes your acceptance of the revised terms.

CONTACT INFORMATION

Phone: (401) 812-3776

Email: legal@elite-personalloans.com

Mail: Elite Personal Loans, Attn: Compliance, 428 Smith St, Providence, RI 02908

428 Smith St, Providence, RI 02908 | (401) 812-3776

All loans provided by Elite Personal Loans are subject to approval through our standard underwriting process. Rates, fees, repayment terms, and product availability are determined by the applicant's state of residence and individual financial profile. Not all applicants will be approved, and approved loan amounts may fall below the maximum advertised. Applicable terms and conditions apply to every loan product. Our lending products are designed for short-term financial needs and should not serve as a replacement for a long-term financial strategy. Borrowers who are experiencing ongoing financial difficulty should consider consulting a licensed credit counselor. Applications submitted online may require verification of submitted information before funds are released, which could add up to two business days to the disbursement timeline.

Submitting an application to Elite Personal Loans will not affect your FICO® Score. As part of our review, we may obtain information from a non-traditional consumer reporting agency. An inquiry of this type may appear on your record with that agency; however, it will not influence your FICO® Score.

USA PATRIOT ACT NOTICE: Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual who opens an account. When you apply, we will ask for your name, address, date of birth, and other identifying details. You may also be required to present a valid driver's license or other government-issued identification.

If you use assistive technology or experience any difficulty accessing this website, please call (401) 812-3776 and we will provide assistance.

Accessibility Toolbar